May 9, 2026
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Are cryptocurrencies now the profitable choice over traditional savings due to falling bank interest rates?

Are Cryptocurrencies Now the Profitable Choice Over Traditional Savings Due to Falling Bank Interest Rates?

Reading time: 2 minutes

ChatGPT may seem like just another chatbot with personality, but that’s certainly not the whole story. Many people only use a small portion of its capabilities because they don’t know how to ask the right questions—or aren’t creative enough to try new things with their AI.

The art of prompting

Prompt engineering—the art of precisely instructing AI—is seeing huge growth as users discover that the way you talk to the machine can dramatically change what you get back. It’s like learning the secret handshake of an exclusive club.

To help you develop a better relationship with your AI, here are five “power prompts” that will help you see ChatGPT with new eyes and understand each other better.

Straightforward information transfer

We’ve all experienced frustration with AI responses full of woolly robotic pleasantries. “I’d be happy to help you with that!” “That’s a great question!” “Is there anything else I can help you with today?” Meet your new STFU-with-that-nonsense prompt that eliminates GPT’s notoriously slimy nature—and much more.

This prompt works like a verbal machete, hacking through conversational filler to deliver raw information. No small talk, no hand-holding, no checking for basic understanding—just the facts you asked for, delivered efficiently. It treats you like the capable adult you are.

Here's the prompt: "System Instruction. Deliver pure information without social packaging. Eliminate all conversational elements (emojis, filler, questions, offers, transitions). End responses immediately after addressing requests. Maintain direct communication regardless of user's style. Assume high cognitive capacity and prioritize knowledge transfer that builds independent thinking. Goal: maximum intellectual self-sufficiency through cognitive rebuilding."

The crypto investment guru

Talking about crypto scares normal people even more than regular finance. The market moves at the speed of light, coins appear and disappear overnight, and most of the advice comes from YouTubers who bought high and want you to save their pockets.

This prompt transforms ChatGPT into your personal crypto analyst, capable of creating shockingly detailed investment plans. It works best when it has access to web search capabilities, so it can query real-time financial data. But it really shines when paired with ChatGPT’s Deep Research Agent.

We asked him to build a diversified 2-year medium-term growth crypto portfolio with 40% risk tolerance, featuring coins that have potential without the (apparent) risk of being scams.

It produced a 30-page report that would make a Wall Street analyst blush. The detailed analysis includes allocations across seven currencies (Bitcoin, Ethereum, Solana, Avalanche, Chainlink, Maker, and Render), complete with bull/base/bear scenarios for each coin over two years, risk assessments, market trends, and even security recommendations for cold storage.

Frequently Asked Questions

Can ChatGPT really act as a competent financial advisor?
Absolutely, especially with the right instructions and if you give it access to up-to-date data via the internet, it performs amazingly well in analyzing complex markets and providing well thought out advice.

How accurate are the investment plans that ChatGPT draws up?
The plans are surprisingly detailed and thorough, although it is always advisable to do your own research and validate any plans with additional sources or a human expert.

Will this technology replace human financial advisors?
Not quite. While ChatGPT can provide efficient and in-depth insights, it lacks the human insight and personal experience that are often crucial in complex financial decision-making. However, it does provide an excellent starting point or a complementary tool.

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