July 16, 2026
Dutch citizens' confidence in the housing market has taken a significant hit over the past six months. Parallel to this, many citizens are noticing changes in their living environment, such as rising house prices, an increase in international residents, and a growing number of families. Although these changes are largely interpreted positively, concerns regarding safety and nuisance persist. This is the conclusion of ING's most recent housing survey, conducted among over a thousand Dutch people.
The ING Housing Index has fallen from 110 to 97 points, placing it below the neutral threshold of 100 points for the first time in two years. According to ING, the decline is primarily caused by a decrease in confidence regarding house price developments and a more pessimistic view of the Dutch economy.
The economic indicator fell from 92 to 76 points. “A striking decline that we haven't seen for quite some time. It is a sign that sentiment surrounding the housing market is changing,” said Wim Flikweert, Housing Manager at ING.
The research shows that Dutch people are noticing more and more changes in their neighborhoods. Rising housing prices, an increasing number of families, and greater resident diversity are particularly noticeable.
Overall, the sentiment is positive. Residents appreciate the increased activity and social contact in the neighborhood. The changing population composition is viewed positively more often than negatively: 36% see this development as positive, compared to 15% who view it negatively.
According to ING, safety, tranquility, proximity to shops and green spaces, and good accessibility are the most important characteristics of an attractive living environment.
Not all changes are perceived positively. Residents are concerned about increasing nuisance, a declining sense of safety, and the cleanliness of the neighborhood. In addition, nearly a quarter of the respondents see the number of independent shops decreasing.
Despite all this, the majority is not worried about the future of the neighborhood. More than two out of five respondents actually view the developments as an opportunity. Moreover, for most Dutch people, the changes have little impact on daily life, although about half indicate having considered moving at some point due to changes in their living environment.
The research shows that social contacts play an important role in the livability of neighborhoods. According to ING, residents who have lived in the same neighborhood for a long time, active residents, and pet owners, in particular, contribute to social cohesion.
Most Dutch people maintain contact with their neighbors, accept packages, or participate in neighborhood activities. Additionally, a quarter actively helps keep the neighborhood clean.
About a third of the Dutch feel responsible for their own neighborhood. Moreover, almost half expect to be able to count on support from neighbors when help is needed, for example in case of illness.
“Spontaneous encounters on the street are an important bonding element,” adds Flikweert. “Dog owners, in particular, will recognize that their animal often provides an accessible opportunity for a conversation with neighbors.”
Why has confidence in the housing market declined?
Confidence in the housing market has fallen due to a decline in confidence in house price developments and a more pessimistic view of the Dutch economy.
What changes do Dutch people notice in their living environment?
The Dutch primarily notice that housing prices are rising, that there are more international residents, and that the number of families is increasing.
How do the residents assess the changes in their living environment?
The majority of residents view the changes positively. They appreciate the increased activity and social contact in the neighborhood. However, there are also concerns about increasing nuisance and a declining sense of safety.
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