14 Januari 2026
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Belfius cuts car loan rates drop to record low of 295

Belfius Cuts Car Loan Rates: Drop to Record Low of 2,95%

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From January 10 to February 28, 2026, Belfius is lowering the rates on its car loans. They will drop to a low of 2,95%, which is the most advantageous rate on the Belgian market. market.

Financing terms for new and used vehicles

For the financing of new or second-hand cars that are not older than three years and that emit less than 50 grams of CO2 per kilometer, the rate of the sofa Reduced to 2,95%. For other new or recent cars, the rate is 3,25% during the promotional period.

When purchasing a second-hand car older than 3 years, Belfius applies an interest rate of 4,25%.

Tip: On the Savings Guide you can see how competitive Belfius's car loan offer is.

Insurance offers from Belfius

Belfius isn't limiting its car show campaign to just car loans; it's also offering discounts on its insurance policies. For every new policy taken out before April 13, 2026, the bank is offering a two-month discount on the first annual premium.

Those who opt for a mileage insurance, which may be interesting for those who drive less than 15.000 km per year, will receive a 15% discount on the first annual premium.

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