ASN Bank has selected Amsterdam-based fintech Ohpen as its strategic technology partner for all mortgage-related activities. Ohpen will provide a fully integrated SaaS platform to replace the bank's outdated mortgage infrastructure. This decision follows a competitive selection process and is in line with ASN Bank's 'Simplify and Grow' strategy, aimed at modernizing and simplifying its services.
The platform developed by Ohpen combines mortgage lending, service provision, and credit management in a single cloud-native environment. It includes, among other things, a configurable origination engine, automated service processes, integrated credit management, and a uniform data model. Thanks to this structure, Ohpen can implement product adjustments in hours rather than months, which is a crucial advantage in a market in which regulations and customer expectations are constantly changing. Moreover, the platform is SOC 2 certified annually, which contributes to reliability and compliance.
For ASN Bank, the switch to Ohpen means more than a technical upgrade. “By partnering with Ohpen, we are modernizing our operations and simplifying our end-to-end processes,” says Bianca de Bruijn-van der Gaag, Director Lending at ASN Bank. She points to an improved customer experience for both franchisees and intermediaries, as well as the flexibility to respond to new legislation and changing customer needs.
At Ohpen, this collaboration is viewed as a strategic step. “This goes beyond simply replacing outdated infrastructure,” says Jan Lamber Voortman, Director of Ohpen. “We are focusing on providing the agility, transparency, and operational efficiency that ASN Bank needs for the coming decade. Cloud-native architecture, configurable product design, and unified data are no longer differentiating factors, but foundations.”
Ohpen positions itself as a long-term partner rather than a traditional software supplier. The implementation at ASN Bank is expected to be fully completed by the end of 2027.